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Motor insurance

Comprehensive cover for the car you drive every day.

All Risk protection with $1,000,000 third-party liability, own damage, theft, fire and free road assistance. Two plans, chosen by your car's value, with every rate published.

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Plans

Two plans, chosen by your car's value.

Deluxe

Cars valued $1,000 to $49,999

  • Third-party liability up to $1,000,000
  • Own damage, total loss, fire, theft and hold-up
  • Driver and passengers: $20,000 death and disability per person
  • Driver and passengers: $5,000 medical expenses per person
  • Replacement car: $35 to $50 per day, up to 10 days
  • Partial theft up to $5,000 to $10,000
  • Scratching and denting
  • Natural perils, riots and terrorism
  • Free road assistance and crane service

Premium

Cars valued $50,000 to $250,000

  • Third-party liability up to $1,000,000
  • Own damage, total loss, fire, theft and hold-up
  • Driver and passengers: $25,000 death and disability per person
  • Driver and passengers: $10,000 medical expenses per person
  • Replacement car: $100 per day, up to 10 days
  • Partial theft up to $10,000
  • Scratching and denting
  • Natural perils, riots and terrorism
  • Free road assistance and crane service

Transparent pricing

Our motor rates, in full.

Your annual premium is your car's market value multiplied by the rate for its value band and year of make. No hidden loadings, no surprises.

Example: a 2022 car worth $30,000, repaired at partner workshops, costs $30,000 × 2.75% = $825 a year.

Deluxe

Cars valued $1,000 to $49,999

Partner workshopsAgency repair

Deluxe plan annual rates by year of make and market value
Year of make$1,000– $24,999$25,000– $49,999
2024–20262.75%Agency repair 3.10%2.60%Agency repair 3.00%
2021–20232.85%Agency repair 3.25%2.75%Agency repair 3.15%
2019–20203.00%Agency repair —2.85%Agency repair 3.50%
2016–20183.50%Agency repair —3.30%Agency repair —
2011–20153.85%Agency repair —3.75%Agency repair —

Minimum annual premium: $670 with partner workshops, $825 with agency repair.

Premium

Cars valued $50,000 to $250,000

Partner workshopsAgency repair

Premium plan annual rates by year of make and market value
Year of make$50,000– $74,999$75,000– $250,000
2024–20262.30%Agency repair 2.55%2.00%Agency repair 2.50%
2021–20232.45%Agency repair 2.75%2.25%Agency repair 2.60%
2019–20202.70%Agency repair 3.00%2.60%Agency repair 2.90%
2016–20183.00%Agency repair —2.90%Agency repair —
2011–20153.80%Agency repair —3.50%Agency repair —

No minimum premium.

Good to know

  • The car is inspected before cover starts.
  • Premiums and claims are settled in fresh USD, in cash or by international transfer.
  • The sum insured should match the car's market value; for a brand-new car, the dealer invoice.
  • Sports, armoured, collection and special cars are quoted individually.
  • Drivers under 25 are subject to insurer approval.
  • After an accident, an expert must be present at the scene for the claim to be settled.

Car insurance questions

How much does car insurance cost in Lebanon with ASK Re?

Comprehensive (All Risk) car insurance with ASK Re costs between 2.00% and 3.85% of your car's market value per year, depending on its value, year of make and repair option. Cars under $50,000 have a minimum premium of $670 a year. For example, a 2022 car worth $30,000 repaired at partner workshops costs $825 a year.

What is the difference between the Deluxe and Premium plans?

The plan follows your car's value. Cars worth $1,000 to $49,999 get Deluxe; cars worth $50,000 to $250,000 get Premium, with higher limits: $25,000 personal accident and $10,000 medical cover per person, a $100-a-day replacement car and up to $10,000 partial theft cover.

Can I choose agency repair?

Yes, for newer cars. Agency repair is offered on Deluxe for cars from 2021 (or 2019 for cars worth $25,000 and above) and on Premium for cars from 2019, at a slightly higher rate.

Does the price include compulsory insurance?

No. The price covers Motor All Risk only and excludes compulsory bodily injury (BI) cover, which is priced separately.

How do I get covered after pricing my car?

Send your quote to us on WhatsApp (+961 79 183 871) or call the hotline. We inspect the car, confirm the terms with the insurer and issue your policy. Premiums are paid in fresh USD, in cash or by international transfer.

Which cars cannot be priced online?

Cars valued above $250,000, cars made before 2011, and sports, armoured, collection and special cars are quoted individually. Send us the details on WhatsApp.

See your car's price in seconds.

Enter its market value and year of make, then send the quote to us on WhatsApp.

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